Finance
The Financial Cost of Taking Time Off When You Are Self-Employed
For many employees, taking two weeks away from work means turning on an out-of-office message and using accumulated paid
Juan Luis Aquino Blay
@jlafinancialplanning
Hey! I am Juan Luis Aquino Blay. I am a Personal Finance Counselor at JLA Financial Planning and I live in San Juan, Puerto Rico. I work with individuals, professionals, federal employees, and business owners who want clear, structured financial guidance.
My focus includes on the services such as financial planning, tax planning, investments, risk management, personal and business consultant. I take an education-driven approach, explaining options in simple terms so that clients can understand their decisions before moving forward. I also help clients navigate the interaction between Puerto Rico tax regulations and U.S. financial systems.
My goal is to provide practical, personalized planning that supports long-term stability, clarity, and informed financial decision-making.
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Finance
Beneficiary Mistakes That Can Delay Wealth Transfer in Puerto Rico
A beneficiary form looks simple. It may ask for a name, relationship, Social Security number, percentage, and signature.
Finance
How to Turn Your Business Into a Retirement Plan (Exit on Your Terms)
Many business owners spend years building a company, serving clients, managing employees, solving problems, and reinvest
Finance
The “No Plan” Risk: What Happens If You Delay Financial Planning
There is a quiet financial trap that catches more professionals, business owners, and working families than any market c
Finance
How to Reduce Tax Exposure Over the Long Term
Taxes are a constant part of financial life. They influence your paycheck, your investments, your business income, and e